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Insurance definitions

People with bleeding disorders, including hemophilia, can find coverage for medical care and drugs through the following types of insurance:

Private insurance: the individual owns this type of coverage. The 2 main types of private plans in the US are indemnification health care (also called fee for service) and managed care.

Government programs: people with hemophilia can count on government programs, such as a federal or state insurance fund high-risk, Medicaid or Medicare to help cover their health care needs at different levels.

Financial assistance: some organizations and non-profit divisions provide short-term help to people with bleeding disorders to pay their insurance premiums. These are long-term solutions to us, but they can help in certain situations.

Parents / patients receive mail daily in many publications related to their bleeding disorder, it is very easy to ignore. With so many changes, now more than ever it is important to open and read everything you receive from your insurance company by mail.

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Insurance definitions